Take our recommendations.

No, really. Here they are. Just take 'em'.

Here are the recommendations from our moderate analysis model, going back to the beginning of our TSP TIPS service. To see recent updates, just get started with a free trial.

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See our history.

Our tips began as a strategy we used for our own TSP accounts, followed by a workplace email distribution list, and finally evolved into the TSP Tips service we offer today. Check out below how our strategy has performed over the years.

As you can see: we don't win all the time. No one can. If we find that crystal ball though, you'll be the first to know.

What we do promise is to focus on protecting your nest egg from scary market downturns, while still being able to participate in those gains when everything's going gangbusters. So that you have a better chance of keeping your retirement safe than if you just stuck it in a fund and left it.

These results are from our moderate analysis model; we also offer TIPS using conservative and aggressive models, to suit your personal risk preference.

You can see this reflected in the graph below, comparing our strategy against the S&P 500 in the growth of a $10,000 fund. Again...we're still looking for that crystal ball. But over the course of 20 years, you can see a lot more area under that curve. Which means more stability for your retirement. Sometimes it's not just about where you're going, but also how you get there.

By the numbers.

Here you'll find a series of graphs, each corresponding to a period of time. The data on each graph represents the average annualized return, per year.

So for example, the data point for 2017 on the 15-year graph represents the average annual return for the past 15 years, as of 2017.

You'll notice that with the exception of individual years, the graphs are all in the positive. This reflects our emphasis on avoiding loss over longer periods: 5 years, 10 years, 15 years or more. Which are the time periods that come to mind when you're planning your retirement.