TSP TIPS is a service designed to bring professional investment recommendations to military personnel and government employees by maximizing its accessibility. Quality financial insights are out of reach for so many people, and retirement is just too important to leave to chance.
We're here to change that. Our investment strategist, Roy Weisert, Ph.D., is a CFP® professional.
In a nutshell: As soon as you receive a notification that new tips have been posted, go to the TSP website to request an interfund transfer. For the transfer, allocate percentages of your entire balance to the G/F/C/S/I accounts according to the numbers in the tips. That's all there is to it.
Yes! By default, you should get email notifications of new tips. If you'd rather not, you can disable them within the TSP TIPS app, under "Settings." You'll also get a push notification on your iPhone or Android device. This may be disabled by default, so go to TSP TIPS under your iPhone's Settings app to make sure they're turned on. Or on Android, under Settings, Sound and Notification, and App Notifications.
Just request an interfund transfer for your entire balance. You can change your paycheck contributions to match the tips if you want, but it's not necessary and is kind of a hassle. We recommend keeping them directed to a stable fund, such as G.
Usually twice a month, with a third trade possible for G fund consolidation. Unfortunately we're limited by the TSP to two interfund transfers per month, unless it's a move to the G fund. Back in the day we could move money around all we wanted, but no more.
Yes and no. While we'd love for you to tell your friends about TSP TIPS, we maintain control over the content (i.e. the tips) and don't authorize any outside distribution. In other words, taking the recommendations and broadcasting them to your coworkers is a no-no. Copyright and intellectual property laws and all.
Very generally speaking, yes. As you'll see below, we don't make any guarantees on our tips' performance (because that's impossible), and so we also can't promise that we'll catch every significant market drop. But if our analysis indicates a sharp drop outside of the usual window, yes; we will send out an update.
Excellent question. TSP TIPS is Investry Analytics LLC (software engineering and general tech administration) and Weisert Investments (investment gurus). You're probably more interested in our investment gurus' background credentials, and you can read more about them here. Weisert Investments is owned and operated by Roy Weisert, Ph.D., CFP® professional. We also all have civil service backgrounds, and invest our own accounts using these same strategies.
One of us is! Weisert Investments handles all the market math; Roy Weisert, Ph.D., is a CFP® professional. He's been providing personal, professional investment services for clients since 1993, and still does.
Managing downside risk. Everyone does well when the market is up; the harder test is how you do when markets are down. TSP TIPS has spent 13+ years serving military and civil servants.
Roy began providing TSP recommendations to coworkers. Word of mouth did its thing, that list of coworkers grew and grew, and the foundation for TSP TIPS was formed. TSP TIPS has spent 13+ years serving military and civil servants.
Any guarantee about future market activity is a lie, and we're not liars. We use the same allocations for our own TSP accounts.
Weisert Investments' website has a really good description of the core concepts behind their investment strategies. Check it out when you have a few minutes!
No. When following the TSP TIPS recommendations (or anyone's recommendations), sometimes your account may be down for the week. Maybe the month. Maybe even a year.
"Well hell, why would I pay for tips just to lose money?" A fair question. And the answer is, because no one (including us) can post profits all the time. Our strategy is focused strongly on *long-term gain*. Basically, while you may lose battles, we try our best to help you win the war.
The answer here is pretty similar to question 7; different strategies produce different results. It's not all about big gains all the time.
There's a wealth of information on the Weisert Investments site if you want to gain a bit more knowledge about smart investing and risk management.
contact@tsptips.com
Don't hesitate. Just tell us. We'd love to hear from you.
This is not investment advice. All investment decisions are your responsibility. Past performance does not guarantee future results.
TSP fund allocation recommendations for federal employees and members of the uniformed services.
Questions? Email us at contact@tsptips.com
