TSP Market Summary: Week of August 05, 2014

By Roy Weisert, PhD, CFP

Key Takeaways

  • S&P 500 posted biggest weekly decline since June 2012 despite being only 3.3% off highs
  • Nearly 3 years without major correction suggests increased caution warranted for TSP allocations
  • Recommend shifting toward G Fund (cash) and F Fund (bonds) to reduce portfolio risk exposure

A tough week with the Dow losing over 300 points on Thursday and the S&P 500 ending the week with its biggest weekly loss since June 2012. Although the S&P 500 is only down 3.3% from its historic high, it has been nearly three years without a decline of more than 10 percent. As such, we are recommending a more cautious approach this week, with increased allocations to the cash and fixed income funds.