TSP Market Summary: Week of April 28, 2018

By Roy Weisert, PhD, CFP

Key Takeaways

  • 10-year Treasury yield broke 3% for first time since 2014, signaling rising rate environment
  • Recommend increasing international (I fund) exposure while maintaining total equity allocation
  • S&P 500 trading in narrow range suggests potential breakout in either direction ahead

The S&P 500 closed the week down less than one point, remaining virtually unchanged at 2670. The markets were basically in a tug of war between good corporate earnings and the rise in interest rates. One thing we do know is that the yield on the 10 year Treasury Note closed above 3 percent on Wednesday, its highest level since 2014. We’re also seeing a narrowing in the S&P 500 price range, as it is failing to make new highs but also failing to make new lows. Given this potential breakout scenario in either direction, for TSP TIPS we recommend staying with the same total equity allocation, but polishing the mix by increasing the amount in the “I” fund. This will be our second allocation of the month, and please remember to complete the interfund transfer prior to noon EST on Monday, 30 April.

Recommended Allocation (Moderate Profile)

This is our historical recommendation from this date. For current recommendations, subscribe.

G FundF FundC FundS FundI Fund
50% 0% 10% 15% 25%